TERMS AND CONDITIONS & PRIVACY POLICY

Effective Date: February 22, 2025

Welcome to AttorneyLiability.us. This website is a marketing platform that uses AI and other search technology to connect attorneys, licensed insurance agents, and companies offering attorney liability coverage. By using this website, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree, you must stop using this website immediately.

1. ACCEPTANCE OF TERMS

By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not accept these terms, you may not use this website.

2. MARKETING AND REFERRAL DISCLOSURE

AttorneyLiability.us is a marketing and referral platform. We do not directly sell or offer insurance policies. Instead, we help attorneys compare coverage options and connect with licensed insurance agents and providers.

Attorneys using this site may choose to purchase coverage through our agency, Nagashima Pavarini Ltd, if we are licensed and appointed in the applicable jurisdiction. They may also purchase through another agency listed on our platform or any other licensed agent of their choice, provided that the agent is contracted with the selected insurance company.

All insurance policies are issued by licensed insurance agents or companies, not by this website. All transactions are conducted between the licensed provider and the client. Void where prohibited.

3. AGENT REQUIREMENTS AND INDEMNIFICATION

Agents We Refer Must Meet Strict Requirements

Any insurance agent or agency receiving referrals from our website must maintain and provide proof of valid Errors and Omissions insurance with a minimum policy limit of one million dollars. Proof of coverage must be submitted before any referrals are made.

Attorney and Client Indemnification

Even though we verify Errors and Omissions insurance, any attorney, law firm, or client using this website fully indemnifies and holds harmless Nagashima Pavarini Ltd if we did not write the policy. Users also fully indemnify and hold harmless AttorneyLiability.us and its operators under all circumstances and at all times.

It is the responsibility of insurance agents to verify the eligibility and qualifications of attorneys before issuing any policy. It is the responsibility of attorneys and law firms to determine whether an agent or insurer is providing a suitable service.

By using this website, you accept full responsibility for your decisions and agree that you use this site at your own risk. We are not responsible for anything, ever, at any time.

4. INFORMATION COLLECTION AND USAGE

We collect personal information for the following purposes.

  • To respond to inquiries and provide requested information.
  • To add users to our email list for updates, promotions, and industry insights.
  • To analyze website usage through third-party tools such as Google Analytics and Bing Webmaster Tools.

We do not sell, rent, or share your personal information with unauthorized third parties. However, we may refer your inquiry to licensed insurance agents or providers in your state if you request a quote or referral.

5. COOKIES, TRACKING, AND ANALYTICS

This website uses cookies, tracking technologies, and analytics tools, including but not limited to the following.

  • Google Analytics and Bing Webmaster Tools to track visitor interactions.
  • Cookies to enhance user experience and store preferences.
  • Affiliate tracking tools to monitor commission-based transactions.

By using this website, you consent to our use of cookies and tracking technologies. You may adjust your browser settings to disable cookies, but doing so may affect website functionality.

6. INTELLECTUAL PROPERTY RIGHTS

All content, trademarks, text, images, designs, software, and branding on this website are the exclusive property of Nagashima Pavarini Ltd and AttorneyLiability.us and are protected under United States and international copyright laws.

If we list, link to, or display any intellectual property belonging to others, the original owners retain full ownership. We make no claim to third-party intellectual property.

You may not copy, modify, distribute, reproduce, sell, or exploit any content from this website without express written permission. Unauthorized use may result in legal action.

7. LIMITATION OF LIABILITY

This website is provided as-is without warranties of any kind. We are not responsible for any losses, damages, claims, or liabilities arising from the following.

  • Your use of this website.
  • Any interactions or transactions with insurance agents, attorneys, or providers.
  • Errors, delays, or technical issues on the website.
  • The suitability or quality of any insurance coverage obtained through this website.

By using this website, you assume full responsibility for any decisions made based on the information provided.

8. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms and all disputes shall be governed by and construed under the laws of the State of Ohio. Any disputes shall be resolved through binding arbitration at our sole option. The arbitration shall take place in Ohio unless mutually agreed otherwise. The arbitrator shall determine who is responsible for attorney fees and costs. The decision of the arbitrator shall be final and binding.

9. CONTACT INFORMATION

For any questions regarding these Terms, please contact us using our website contact form or by writing to:

Nagashima Pavarini Ltd
Web Inquiry
PO Box 93447
Cleveland, OH 44101-5447

By using this website, you acknowledge that you have read, understood, and agreed to these Terms and our Privacy Policy.